Unleash the Power of Friendship

At Community State Bank (CSB), we believe good things are meant to be shared. Take advantage of our Refer a Friend program - where our customers and their friends, family or colleagues can all benefit from amazing rewards. It's a win-win situation!

*Community State Bank Refer-A-Friend bonus offer details: To receive the $100.00 Refer-A-Friend bonus, all of the following criteria must be met during the qualifying period. 1) Refer someone to open a consumer checking account, which is subject to approval; 2) Newly referred account must have at least one direct deposit or direct debit; 3) the VISA® debit card must be used at least once. Once the qualifying activity has been met, the $100.00 bonus will be paid within 30 calendar days provided both the current client and referred account are not closed at the time of payout. Direct deposits examples are an electronic deposit of your paycheck, pension or government benefits from your employer or the government. Person-to-person payment (such as Zelle, Venmo or Cashapp) are not considered a direct deposit. Direct Debit examples would be a car payment, mortgage, rent payment or another household bill. Qualifying VISA® debit card transactions are defined as point-of-sale transactions made with your Community State Bank debit card that are completed using a PIN (personal identification number), signature, contactless, or mobile wallet (e.g., Apple Pay, Google Pay, Samsung Pay). ATM transactions do not qualify.  Debit card payments authorized but not yet posted do not count toward the debit card requirement. Direct deposits, direct debits and debit card transactions must have posted to the account by the last business day of the qualifying period.

Additional terms of the bonus offer include: Account must be opened a minimum of 90 calendar days and have a balance greater than zero at the end of the 90th business day. Bonus will be applied as a credit to the account. Requirements must be met within 90 calendar days. New client cannot have a previously closed CSB checking account within the past 12 months. Only new checking clients eligible. Cannot be combined with other offers. Available to Iowa residents only. Promotion ends 12/31/2025 and is subject to change without notice. Refer-A-Friend bonuses are unlimited per client and will be reported to the IRS as applicable. Clients will be responsible for applicable taxes on this bonus. Consult your tax advisor. Member FDIC.

 Annual Percentage Yield (APY): Will range from 0.00% - 4.00% depending on the account type that is opened. Additional account requirements will apply to the Edge Checking account to obtain the premium 4.00% APY. Rate may change after account opening. Fees could reduce earnings. APY range is accurate as of July 1, 2025, and is not an introductory rate. Minimum opening deposit requirements range from $25 - $100, depending on the account type that is opened. Visit www.bankcsb.com for more information on our consumer checking products.

 Important Information: Due to the confidential nature, we cannot disclose any information about qualifying accounts opened by the friends you invite.