Find a Home Loan that's Right for You!

At Community State Bank, we’ve created a number of ways for you to make the most of your homeownership dreams. We have found the best method was to make it simple - which is why our mortgage consultants will meet with you when it works best for your schedule.

Let's see how simple we can make this.

Our mortgage lenders do the legwork for you. They tackle the paperwork and are willing to meet whenever and wherever it's convenient for you. Give them a call to see how they can make your home buying experience hassle-free.


Home Mortgage Rates
Term Interest Rate APR *
30 Years 6.875% 7.000%
15 years 6.125% 6.375%

*contact a loan originator for current rates

Cade Lindaman
VP Mortgage Lending
NMLS #474401
Brian Hutzell
Senior Mortgage Lender
NMLS #19765


Complete the mortgage application and one of our lenders will be in contact with you.

Contact any of our Loan Originators or CSB Customer Care at (515) 331-3100 to arrange a time or find which type of loan best fits your needs.

  • Conventional Loans
  • Construction Loans 
  • FHA Loans
  • RD/USDA Loans
  • VA Loans
  • Home Ready Loans
  • Lot Loans
  • Bridge Loans
  • In-house Loans
  • Home Equity Loans
  • Home Equity Lines of Credit

Explore our collection of financial calculators to help you on your journey to home ownership.

Sunrise home loan program with learn more button over newly developed suburban neighborhood

Rates as of: 05-24-2024 Contact any of our Loan Originators at 515-331-3100 for more information.

Rates subject to change.

*15 & 30 Year Conventional Rates - The annual percentage rate (APR) above is based on a loan amount of $200,000 with a 20% down payment, a 1% origination fee and common and customary closing costs. Monthly payment for a 15 year loan (180 months) would be $1,783.71 (principal and interest). Monthly payment for a 30 year loan (360 months) would be $1,215.22 (principal and interest). Payment does not include amount of taxes and insurance; therefore, actual payment will be greater. Rates are not guaranteed until lock-in. The rate lock period is 45 days. These terms are available only for the purchase of a single family home to be used as a primary residence. An escrow account for taxes and insurance is required. The minimum credit score required to obtain these terms is 740.