At Community State Bank, we recognize the significance of the Community Reinvestment Act (CRA) in fulfilling the credit needs of our diverse community. Through our CRA initiative, we ensure that credit opportunities are accessible to all segments of our community, reflecting our dedication to inclusive financial services.
This page serves as Community State Bank's CRA Public File, meeting the regulatory requirements established by the FDIC [12 C.F.R. §345.43]. If you encounter any difficulties accessing the documents or prefer to review a hard copy of the CRA Public File, please don't hesitate to contact us.
We’ve had no public comments in the last 3 years.
Read the bank’s most recent CRA Performance Evaluation, which documents the bank’s record of meeting the credit needs of its communities, including low-to-moderate income neighborhoods.
Community State Bank has 9 branches, located throughout the Des Moines, Iowa area. Find Banking Center and ATM locations as of March 20, 2024
No branches opened or closed in the last 3 years.
Community State Bank offers a wide variety of personal banking products and services to meet our communities’ financial needs.
- Checking, Savings, and CD accounts
- Credit Cards
- Health Savings Account (HSA)
- Mortgage
- Home Equity & Lines of Credit
- Personal Loans
- Student Loans
- ATM/Debit Cards
- Mobile Wallet
- CSB Simply Mobile App
- CSB Card Control
- Zelle®
- Credit Sense
- ClickSwitch
- Order Checks
- Gift Cards
- Fraud Prevention
- Value Added Services
- Financial Calculators
- Video Tutorials
- Online Services FAQs
- Telebank Instructions
- Our Retail Banking Team
Access the personal banking fee schedule.
Community State Bank offers a wide variety of business banking products and services to meet our communities’ financial needs.
- Loans & Financing
- Credit Cards
- Payment Exchange
- Liquidity Management
- Payables Management
- Information Management
- Merchant Credit Card Processing
- Fraud Prevention
- GoBusiness Mobile App
- Order Checks
- Other Business Resources
- Our Treasury Management Team
Access the business banking fee schedule.
Community State Bank – Public File Map
Community State Bank does not file a CRA LAR. No CRA Disclosure Statement is available at this time.
You can access detailed information regarding our residential mortgage lending activities online.
This includes data on the geographic distribution of loans and applications, as well as demographic information such as ethnicity, race, sex, age, and income of applicants and borrowers, along with details about loan approvals and denials. Additionally, similar data for numerous other financial institutions is also available online for comparison and review. Find this information by visiting the FFIEC Website and searching:
Institution Name: Community State Bank
LEI: 549300JVXDPLF4P32H95
Loan to Deposit Ratio information here.
