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New Website Coming Soon!
July 27, 2018
The right bank. The right fit. Coming Soon! Community State Bank will be launching a new and improved website. The new site will automatically...
Help Us Provide Shoes That Fit!
July 27, 2018
CSB Offers 26-Month CD Special - Click here to learn more!
April 23, 2018
As of Monday April 23, 2018, CSB is offering the following Step Up CD special: 26 month 2.25% APY1,2 ($2,000.00 minimum opening balance)The...
CSB Offers First-Time Home Buyer Savings Account
January 30, 2018
Your home is one of the largest investments you’ll ever make. Now you can save for your down payment the smart way - with a First-Time Homebuyer...
Protect Yourself from Fraud This Tax Season
January 30, 2018
As the 2018 tax season gets underway, Community State Bank is urging taxpayers to take extra precaution when filing their return to prevent their...
Safeguard Your Card with CardValet!
January 1, 2018
Safeguard your CSB debit card with CardValet! This mobile app allows you to use your smartphone to turn your debit card "on" or "off" any time....

Savings & Money Market


A great account if you are developing good savings habits.

  • $100 to open ($25 required to open minor account)
  • Interest paid quarterly
  • Free ATM card
  • $5 fee per debit transaction in excess of six per calendar month
  • $1.50 monthly fee, if balance falls below $100 (does not apply to minor savings accounts)

First-Time Homebuyer Savings Account

  • $100 to open
  • Interest paid quarterly
  • $1.50 monthly fee, if balance falls below $100

A First-Time Homebuyers1 Savings Account is a deposit account created for the purpose of saving for a down payment for a single-family, primary residence in the state of Iowa.

If you open an individual savings account, you may be eligible for a state tax deduction2 of $2,000. If you open a joint savings account and file your taxes jointly you may benefit from a $4,000 state tax deduction.2 Interest earned on the account is not taxable.

1Iowa Senate File 505 defines a first time homebuyer as an individual who is a resident of Iowa and who does not own, either individually or jointly, a single-family or multi-family residence for a period of three years prior to the date on which the individual is named as a designated beneficiary of a first-time homebuyer savings account and the date of the qualified home purchase for which the eligible home costs are paid or reimbursed from a first-time homebuyer savings account. 2You may be eligible for an annual tax deduction up to 10 times a maximum of 10 years. These tax deductions are state only and cannot be claimed on a federal tax return. Please consult your tax advisor, prior to opening a First-Time Homebuyers Savings Account, as we do not provide tax or legal advice.
The First-Time Homebuyers Savings Account must be open a minimum of 90 days before funds can be used toward a qualified home purchase. The funds should be used by January 1 of the 10th year, following the year they opened the account.


Money Market Savings

Earn higher interest rates on higher balances.

  • $1,000 to open
  • $10 monthly fee, if minimum balance falls below $1,000
  • Tiered interest paid monthly
  • Free debit card
  • $11 fee per debit transaction or check paid in excess of six per statement cycle
  • $2.95 paper statement fee if balance falls below $5,000 (waived with eStatements)

Children's Savings Account

  • For minors under age 18**
  • $25 to open
  • No minimum balance required
  • Interest paid quarterly
  • Up to 6 debit transactions/month at no charge*

*$5 fee per debit above 6 debit transactions per calendar month.
** Upon turning 18, the account is converted to an account that has a minimum balance requirement unless otherwise requested.

Children's Online Privacy Policy


CARD ACTIVATION/PIN SELECTION: (800) 992-3808 CUSTOMER CARE:  (515) 331-3100
LOST/STOLEN DEBIT CARDS:  (800) 472-3272 TOLL FREE:  (844) 218-3100
FRAUD ASSISTANCE:  (800) 262-2024 TELEBANK:  (515) 224-8181
FRAUD ASSISTANCE (OUTSIDE U.S.): (973) 682-2652 EMAIL US: Click here

(515) 331-3100
Toll free: (844) 218-3100
Email Us: Click Here
FAX: (515) 252-1105

Community State Bank
P.O. Box 127
Ankeny, IA 50021

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