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Home Equity Loans & Lines of Credit



Home Equity Loans

Home Equity Prime Lines

Benefits/Uses Used for specific, immediate expenses such as home improvement, auto purchase, debt consolidation,  vacation – you decide. Ongoing source of credit to be used when and where you need it for home improvement, auto purchase, vacation, debt consolidation – you decide. Can be reused as balances are paid down.
Rates Rates are fixed for the length of the loan. Rate variable monthly based on NYP*
Terms Up to 10 years 10 Years
Minimum amount you can borrow $2,000 $5,000
Maximum Loan Amount*** Up to 90% Up to 90%
Payment options Fixed monthly payments for length of the loan

1% Active Principal Balance

*NYP = New York Prime as published in the Wall Street Journal
**Making only minimum payments may result in a balloon payment of the outstanding principal balance at maturity.

***Loan to value includes all loans on the collateral, value is determined by CSB.



All CSB loan consultants and officers are registered on the Nationwide Mortgage Licensing System and Registry. CSB NMLS Registry


Loan Error Resolution and Information Requests

Requests for information or for error resolution should be mailed to:

Community State Bank
Attn: Loan Error Resolution
817 N Ankeny Blvd
Ankeny, IA 50023

Requests must include your name, loan number, and a description of the error or information being requested.

CARD ACTIVATION/PIN SELECTION: (800) 992-3808 CUSTOMER CARE:  (515) 331-3100
LOST/STOLEN DEBIT CARDS:  (800) 472-3272 TOLL FREE:  (844) 218-3100
FRAUD ASSISTANCE:  (800) 262-2024 TELEBANK:  (515) 224-8181
FRAUD ASSISTANCE (OUTSIDE U.S.): (973) 682-2652 EMAIL US: Click here
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(515) 331-3100
Toll free: (844) 218-3100
Email Us: Click Here
FAX: (515) 331-1855

Community State Bank
P.O. Box 127
Ankeny, IA 50021

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Community State Bank does not provide, and is not responsible for, the product, service or overall website content available at linked websites. Community State Bank's privacy polices and security standards do not apply to linked websites. Viewers should consult the privacy and security disclosures on linked websites for further information.

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