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CSB Closed February 20, 2017 - ACH/Wire Schedule
February 10, 2017
Community State Bank will be closed on Monday, February 20, in observance of President's Day. We will be happy to serve your banking needs on Tuesday,...
Phishing Scam Targeting Businesses
February 6, 2017
In the midst of tax preparation season, the Better Business Bureau says a clever new phishing scam is making the rounds. The malicious message looks...
Reminder: IBM Trusteer Available to Bank Customers
January 15, 2017
Effective March 1st, IBM Trusteer (an additional layer of cyber security) is available for customers to download to protect their personal devices...
CSB Insurance Group Acquired by TrueNorth
December 30, 2016
A message to CSB Insurance friends and family ... We'd like to thank you for the trust you've placed in us to provide your insurance needs. Effective...

Home Equity Loans & Lines of Credit

 

 

Home Equity Loans

Home Equity Prime Lines

Benefits/Uses Used for specific, immediate expenses such as home improvement, auto purchase, debt consolidation,  vacation – you decide. Ongoing source of credit to be used when and where you need it for home improvement, auto purchase, vacation, debt consolidation – you decide. Can be reused as balances are paid down.
Rates Rates are fixed for the length of the loan. Rate variable monthly based on NYP*
Terms Up to 10 years 10 Years
Minimum amount you can borrow $2,000 $5,000
Maximum Loan Amount*** Up to 90% Up to 90%
Payment options Fixed monthly payments for length of the loan

1% Active Principal Balance

*NYP = New York Prime as published in the Wall Street Journal
**Making only minimum payments may result in a balloon payment of the outstanding principal balance at maturity.

***Loan to value includes all loans on the collateral, value is determined by CSB.

 

NMLS

All CSB loan consultants and officers are registered on the Nationwide Mortgage Licensing System and Registry. CSB NMLS Registry

 

Loan Error Resolution and Information Requests

Requests for information or for error resolution should be mailed to:

Community State Bank
Attn: Loan Error Resolution
817 N Ankeny Blvd
Ankeny, IA 50023

Requests must include your name, loan number, and a description of the error or information being requested.

CARD ACTIVATION/PIN SELECTION: (800) 992-3808 CUSTOMER CARE:  (515) 331-3100
LOST/STOLEN DEBIT CARDS:  (800) 472-3272 TOLL FREE:  (844) 218-3100
FRAUD ASSISTANCE:  (800) 262-2024 TELEBANK:  (515) 224-8181
FRAUD ASSISTANCE (OUTSIDE U.S.): (973) 682-2652 EMAIL US: Click here

(515) 331-3100
Toll free: (844) 218-3100
Email Us: Click Here
FAX: (515) 331-1855
URL: http://www.bankcsb.com

Community State Bank
P.O. Box 127
Ankeny, IA 50021

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