Personal

Bill Pay System Issues
April 22, 2014
We have been experiencing intermittent issues with our bill pay system. Our third party provider is working to correct the issue. We appreciate your...
"Heartbleed" Vulnerability Issue
April 11, 2014
There has been a great deal of press regarding the "Heartbleed" vulnerability issue that could potentially affect computer systems. As always, the...
Fraud Alert
April 10, 2014
CSB customers have notified the Bank that they have received automated and live telephone calls requesting debit card/account information. These calls...
Spring Newsletter
April 1, 2014
Check out the Spring 2014 Select 50 Plus newsletter! Click the link above and read all about what's in store for the club this coming year. Issues of...
Mobile Banking is New and Improved!
April 1, 2014
Simply Mobile is now available. CSB now offers three great ways to bank mobile with Simply Mobile! You can access your accounts through text, mobile...
New Security Measures for Online Banking
March 25, 2014
Over the next few months, you will notice the image and pass phrase that you would typically see in the process of logging into your online banking...

Home Equity Loans & Lines of Credit

 

 

Home Equity Loans

Home Equity Prime Lines

Benefits/Uses Used for specific, immediate expenses such as home improvement, auto purchase, debt consolidation, education, vacation – you decide. This is a one-time loan for use when you don’t expect additional financing needs in the near future. Ongoing source of credit to be used when and where you need it for home improvement, auto purchase, vacation, debt consolidation – you decide. Can be reused as balances are paid down.
Rates Rates are fixed for the length of the loan. Rate variable monthly based on NYP*
Terms Vary 10 Years
Minimum amount you can borrow $5000 (loans as low as $2000 offered with a 1% interest increase) $5000
Financing Loan to Value Up to 90% Up to 90%
Payment options Fixed monthly payments for length of the loan

1% Active Principal Balance and accrued monthly interest**

Access to funds Single check at funding Online, check, phone or in person

*NYP = New York Prime as published in the Wall Street Journal
**Making only minimum payments will result in a balloon payment of the entire principal balance at maturity

 

NMLS

All CSB loan consultants and officers are registered on the Nationwide Mortgage Licensing System and Registry. CSB NMLS Registry

 

Loan Error Resolution and Information Requests

Requests for information or for error resolution should be mailed to:

Community State Bank
Attn: Loan Error Resolution
817 N Ankeny Blvd
Ankeny, IA 50023

Requests must include your name, loan number, and a description of the error or information being requested.

CUSTOMER CARE  (515) 331-3100 TELEBANK  (515) 224-8181
LOST/STOLEN DEBIT CARDS  (800) 383-8000 EMAIL US: Click here
SHAZAM FRAUD MANAGEMENT  (866) 508-2693  
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(515) 331-3100
Email Us: Click Here
FAX (515) 331-1855

Community State Bank
P.O. Box 127
Ankeny, IA 50021

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