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If You Are On The Move ... Please Remember To Update Your Information!
August 11, 2015
Summer is a busy time and we find our customers are on the go! Many of you are moving and changing phones and/or emails. In an effort to provide the...
Protect Your Finances Using These Simple Tips
August 7, 2015
Recently, there has been an increase in the number of news reports about financial fraud, more specifically ATM fraud. How can you protect yourself...
Tips to Fight Debit Card and Online Fraud
May 28, 2015
Local law enforcement has indicated an increase of debit card fraud in the local area. While the incidents that have been reported by customers have...

Home Equity Loans & Lines of Credit



Home Equity Loans

Home Equity Prime Lines

Benefits/Uses Used for specific, immediate expenses such as home improvement, auto purchase, debt consolidation,  vacation – you decide. Ongoing source of credit to be used when and where you need it for home improvement, auto purchase, vacation, debt consolidation – you decide. Can be reused as balances are paid down.
Rates Rates are fixed for the length of the loan. Rate variable monthly based on NYP*
Terms Up to 10 years 10 Years
Minimum amount you can borrow $2,000 $5,000
Maximum Loan Amount*** Up to 90% Up to 90%
Payment options Fixed monthly payments for length of the loan

1% Active Principal Balance

*NYP = New York Prime as published in the Wall Street Journal
**Making only minimum payments may result in a balloon payment of the outstanding principal balance at maturity.

***Loan to value includes all loans on the collateral, value is determined by CSB.



All CSB loan consultants and officers are registered on the Nationwide Mortgage Licensing System and Registry. CSB NMLS Registry


Loan Error Resolution and Information Requests

Requests for information or for error resolution should be mailed to:

Community State Bank
Attn: Loan Error Resolution
817 N Ankeny Blvd
Ankeny, IA 50023

Requests must include your name, loan number, and a description of the error or information being requested.

CARD ACTIVATION/PIN SELECTION: (800) 992-3808 CUSTOMER CARE:  (515) 331-3100
LOST/STOLEN DEBIT CARDS:  (800) 472-3272 TOLL FREE:  (844) 218-3100
FRAUD ASSISTANCE:  (800) 262-2024 TELEBANK:  (515) 224-8181
FRAUD ASSISTANCE (OUTSIDE U.S.): (973) 682-2652 EMAIL US: Click here
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(515) 331-3100
Toll free: (844) 218-3100
Email Us: Click Here
FAX: (515) 331-1855

Community State Bank
P.O. Box 127
Ankeny, IA 50021

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