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Home Equity Loans & Lines of Credit

 

 

Home Equity Loans

Home Equity Prime Lines

Benefits/Uses Used for specific, immediate expenses such as home improvement, auto purchase, debt consolidation,  vacation – you decide. This is a one-time loan for use when you don’t expect additional financing needs in the near future. Ongoing source of credit to be used when and where you need it for home improvement, auto purchase, vacation, debt consolidation – you decide. Can be reused as balances are paid down.
Rates Rates are fixed for the length of the loan. Rate variable monthly based on NYP*
Terms Vary 10 Years
Minimum amount you can borrow $5000 $5000
Financing Loan to Value Up to 90% Up to 90%
Payment options Fixed monthly payments for length of the loan

1% Active Principal Balance and accrued monthly interest**

Access to funds Single check at funding Online, check, phone or in person

*NYP = New York Prime as published in the Wall Street Journal
**Making only minimum payments will result in a balloon payment of the entire principal balance at maturity

 

NMLS

All CSB loan consultants and officers are registered on the Nationwide Mortgage Licensing System and Registry. CSB NMLS Registry

 

Loan Error Resolution and Information Requests

Requests for information or for error resolution should be mailed to:

Community State Bank
Attn: Loan Error Resolution
817 N Ankeny Blvd
Ankeny, IA 50023

Requests must include your name, loan number, and a description of the error or information being requested.

CARD ACTIVATION/PIN SELECTION: (800) 992-3808 CUSTOMER CARE:  (515) 331-3100
LOST/STOLEN DEBIT CARDS:  (800) 472-3272 TOLL FREE:  (844) 218-3100
FRAUD ASSISTANCE:  (800) 262-2024 TELEBANK:  (515) 224-8181
FRAUD ASSISTANCE (OUTSIDE U.S.): (973) 682-2652 EMAIL US: Click here
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(515) 331-3100
Toll free: (844) 218-3100
Email Us: Click Here
FAX: (515) 331-1855
URL: http://www.bankcsb.com

Community State Bank
P.O. Box 127
Ankeny, IA 50021

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