Set Sail

Ideal checking account for your basic banking needs.

  • $100 to open
  • No minimum balance to maintain
  • Free debit card
  • Free online banking and unlimited Bill Pay1
  • Paper statements $2.95 monthly fee (waived with eStatements)
  • $7 service charge can be waived if there is monthly activity on your account

Voyage

Cash rewards for power debit card users.

  • $100 to open
  • No minimum balance to maintain
  • Monthly Cash Rewards 
    • $2 monthly reward if debit card purchases total $300-$1000 
    • $5 monthly reward if debit card purchases exceed $1,000 
    • $2 monthly reward if maintaining $15,000 balance in a personal Money Market and/or Savings Account
  • Free debit card
  • Free online banking and unlimited Bill Pay1
  • Paper statements $2.95 monthly fee (waived with eStatements)
  • $5 service charge can be waived if two of four of these benefits are used per statement cycle:     
    • 2 - Bill Pay1 Transactions          
    • 1 - Direct Deposit     
    • 1 - ACH Debit     
    • 1 - Consumer Loan
  • Up to $5 ATM fees refunded if 12 or more debit card purchases per statement cycle


    Journey

    Earn interest on multiple bank relationships.

    • $10,000 minimum combined balance in deposit and/or loan account(s) or  $5,000 minimum combined balance in deposit accounts2
    • Tiered interest paid monthly
    • Free debit card
    • Free online banking and unlimited Bill Pay1
    • Free Journey wallet checks or $5 discount on other styles
    • .15% rate bonus on standard CDs/IRAs of $2,500+
    • .25% reduction on closed-end consumer loan rates
    • $10 discount on any size safe deposit box
    • $100 mortgage origination discount
    • $15 monthly fee, if minimum balance requirements are not met

    Select 50 On The Go

    For those ages 50 or better, high balance, multiple relationships, interest earning with travel benefits. Learn more about Select 50 Highlights.

    • $15,000 minimum combined balance in checking/other deposit accounts or $1,500 minimum checking balance3
    • Tiered interest paid monthly
    • Free debit card
    • Free online banking and unlimited Bill Pay1
    • Free Select 50 wallet checks or $5 discount on other styles
    • .25% rate bonus on standard CDs/IRAs of $5,000+
    • .25% reduction on closed-end consumer loan rates
    • $10 discount on any size safe deposit box
    • $100 mortgage origination discount
    • Travel opportunities
    • No fee gift cards
    • Lifestyle learning events
    • Medical expense waiver on CDs (Examples of unexpected illinesses may be emergency hospitalization, rehab/therapy or nursing home care.)6
    • Auto insurance benefits4
    • Retirement income and estate planning services5
    • $10 monthly fee, if minimum balance requirements are not met

    All activity required must post to your account within the statement cycle in order to receive the benefit. Fees incurred are not considered account activity.

    1After 90 days, customers who register for Bill Pay but are inactive for any month will be assessed an inactivity fee of $5 per month. 

    2Combinations of checking, savings, Money Market savings, CDs, IRAs, personal loans and lines of credit OR combination of checking, savings, Money Market savings, CDs and IRAs. 

    3Combination balance of checking, savings, Money Market savings, CDs and IRAs. 

    4Not FDIC-Insured. Not insured by any Federal Government Agency. Not a deposit. Not guaranteed by the Bank. 

    5Registered representative of and securities and investment advisory services offered through Cetera Advisor Networks LLC. Member FINRA/SIPC. CSB Financial Advisors and Cetera Advisor Networks LLC are not affiliated.

    6Please note that documentation of the unexpected medical expense may be requested.

    Not FDIC Insured. Not insured by any Federal Government Agency. Not a deposit. Not guaranteed by the Bank. May go down in value.