| Term | Interest Rate | APR * |
| 30 Year | 3.250% | 3.375% |
| 15 Year | 2.750% | 3.000% |
Rates as of: 01-21-2020
Contact any of our Loan Originators at 515-331-3100 for more information. Rates subject to change.
Rates subject to change.
*15 & 30 Year Conventional Rates - The annual percentage rate (APR) above is based on a loan amount of $200,000 with a 20% down payment, a 1% origination fee and common and customary closing costs. Monthly payment for a 15 year loan (180 months) would be $1,357.25 (principal and interest). Monthly payment for a 30 year loan (360 months) would be $870.42 (principal and interest). Payment does not include amount of taxes and insurance; therefore actual payment will be greater. Rates are not guaranteed until lock-in. The rate lock period is 45 days. These terms are available only for the purchase of a single family home to be used as a primary residence. An escrow account for taxes and insurance is required. The minimum credit score required to obtain these terms is 740.