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Home Purchase Rates
Term Interest Rate APR *
30 Year 3.500% 3.625%
15 Year 2.625% 2.875%

Rates as of: 01-28-2022

Contact any of our Loan Originators at 515-331-3100 for more information. Rates subject to change.

Rates subject to change.

*15 & 30 Year Conventional Rates - The annual percentage rate (APR) above is based on a loan amount of $200,000 with a 20% down payment, a 1% origination fee and common and customary closing costs. Monthly payment for a 15 year loan (180 months) would be $1,345.38 (principal and interest). Monthly payment for a 30 year loan (360 months) would be $898.09 (principal and interest). Payment does not include amount of taxes and insurance; therefore actual payment will be greater. Rates are not guaranteed until lock-in. The rate lock period is 45 days. These terms are available only for the purchase of a single family home to be used as a primary residence. An escrow account for taxes and insurance is required. The minimum credit score required to obtain these terms is 740.