Home Purchase Rates
Term Interest Rate APR *
30 Year 3.000% 3.125%
15 Year 2.375% 2.625%

Rates as of: 08-10-2020

Contact any of our Loan Originators at 515-331-3100 for more information. Rates subject to change.

Rates subject to change.

*15 & 30 Year Conventional Rates - The annual percentage rate (APR) above is based on a loan amount of $200,000 with a 20% down payment, a 1% origination fee and common and customary closing costs. Monthly payment for a 15 year loan (180 months) would be $1,321.85 (principal and interest). Monthly payment for a 30 year loan (360 months) would be $843.21 (principal and interest). Payment does not include amount of taxes and insurance; therefore actual payment will be greater. Rates are not guaranteed until lock-in. The rate lock period is 45 days. These terms are available only for the purchase of a single family home to be used as a primary residence. An escrow account for taxes and insurance is required. The minimum credit score required to obtain these terms is 740.