Privacy Policy

WHY?

Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.

WHAT?

• Social Security number and credit history
• Account balances and income
• Insurance claim history and credit-based insurance scores

HOW?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Community State Bank, N.A. and CSB Insurance Group choose to share; and whether you can limit this sharing.

For our everyday business purposes –

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

For our marketing purposes –

to offer our products and services to you

For our affiliates’ everyday business purposes –

information about your transactions and experiences

For our affiliates’ everyday business purposes –

information about your creditworthiness

To limit our sharing

• Call (515) 331-3100
• Click HERE to submit a Do Not Contact request or
• Visit us online: www.bankcsb.com or www.csbinsurance.com

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

We collect your personal information, for example, when you

• Open an account or apply for a loan
• Seek advice about your investments or apply for insurance
• Show your government-issued ID

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Federal law gives you the right to limit only

• Sharing for affiliates’ everyday business purposes – information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for nonaffilliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Our affiliates include First State Bank in Webster City, IA, Community State Bank and CSB Insurance Group.

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Community State Bank, N.A. and CSB Insurance Group do not share with nonaffiliates so they can market to you.

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Community State Bank, N.A. and CSB Insurance Group do not jointly market with nonaffiliated financial companies.