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Community State Bank offers special loan program
CSB currently offers a Home Equity Line of Credit (HELOC) with no closing costs for qualified customers (1).
For information about the Home Equity Line of Credit, contact a Loan Originator at 515-331-3100.
1- The Annual Percentage Rate (APR) on a HELOC may vary, 5% minimum to 21% maximum. Rates are subject to change monthly. Balloon payments may be due at maturity. Appraisal fees (if required) may apply. 5% rate reduction for loans with automatic payments from a Community State Bank NA account. Property insurance required; offer subject to credit approval; contact a tax advisor for tax deductibility.
Based on a 30 year fixed mortgage, $95,000 loan amount, and an interest rate of 5.50%, monthly payments would be $610.65 (principal, interest, and mortgage insurance). The annual percentage rate (APR) would be 7.087%. Rates are subject to change until lock in. VA and IFA loans may not be eligible.
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