Loans & Financing

All CSB loan consultants and officers are registered on the Nationwide Mortgage Licensing System and Registry.

Auto/Personal Loans

Use for a variety of purposes: large purchases, vehicles, recreational equipment, etc.

Fixed interest rate

Terms vary depending on type of loan and purchase

Monthly payments that are fixed and predictable

Loan may be secured (subject to CSB lien search) with personal collateral or a deposit account

Home Equity Loans / Lines of Credit

Home Equity Loans

Home Equity Primelines

Benefits/Uses

Used for specific, immediate expenses such as home improvement, auto purchase, debt consolidation, education, vacation – you decide. This is a one-time loan for use when you don’t expect additional financing needs in the near future.

Ongoing source of credit to be used when and where you need it for home improvement, auto purchase, vacation, debt consolidation – you decide. Can be reused as balances are paid down.

Rates

Rates are fixed for the length of the loan.

Rate variable monthly based on NY Prime

Terms

Vary

5 years

Minimum amount you can borrow

$5000 (loans as low as $2000 offered with a 1% interest increase)

$5000

Financing Loan to Value

Up to 90%

Payment options

Fixed monthly payments for length of the loan

Interest-only*

*Making only minimum payments will result in a balloon payment of the entire principal balance at maturity

Access to funds

Single check at funding

Online, check, phone or in person

Online Banking Assistance
February 1, 2012
If you are experiencing trouble logging into Online Banking, please note the following...

Important Notice to Consumer Debit Cardholders
January 3, 2012
Protecting you from unauthorized use of your debit card is a top priority at Community State Bank....

Important Notice Regarding Fraudulent Federal Reserve Wire Network Spam Campaign
November 22, 2011
There is a Federal Reserve “themed” email spam campaign being waged against individuals...

Loans & Financing

Auto/Personal Loans

Home Equity Loans / Lines of Credit

NEWS & UPDATES

CONTACT US