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Loans & Financing

All CSB loan consultants and officers are registered on the Nationwide Mortgage Licensing System and Registry.

NMLS Registry

 

Auto/Personal Loans

Use for a variety of purposes: large purchases, vehicles, recreational equipment, etc.

  • Fixed interest rate
  • Terms vary depending on type of loan and purchase
  • Monthly payments that are fixed and predictable
  • Loan may be secured (subject to CSB lien search) with personal collateral or a deposit account

 

Home Equity Loans / Lines of Credit

  Home Equity Loans Home Equity Primelines
Benefits/Uses Used for specific, immediate expenses such as home improvement, auto purchase, debt consolidation, education, vacation – you decide. This is a one-time loan for use when you don’t expect additional financing needs in the near future. Ongoing source of credit to be used when and where you need it for home improvement, auto purchase, vacation, debt consolidation – you decide. Can be reused as balances are paid down.
Rates Rates are fixed for the length of the loan. Rate variable monthly based on NY Prime
Terms Vary 5 years
Minimum amount you can borrow  $5000 (loans as low as $2000 offered with a 1% interest increase)  $5000
Financing Loan to Value  Up to 90%  Up to 90%
Payment options  Fixed monthly payments for length of the loan  

Interest-only*

 

*Making only minimum payments will result in a balloon payment of the entire principal balance at maturity
Access to funds  Single check at funding  Online, check, phone or in person

NEWS & UPDATES

IMPORTANT INFORMATION
April 19, 2012
We have been made aware of a “phishing” attack being broadcast through the Twitter hash...
Important Notice to Consumer Debit Cardholders
January 3, 2012
Protecting you from unauthorized use of your debit card is a top priority at Community State Bank....
Important Notice Regarding Fraudulent Federal Reserve Wire Network Spam Campaign
November 22, 2011
There is a Federal Reserve “themed” email spam campaign being waged against individuals...
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IA
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CONTACT US

Customer Care
515.331.3100

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515.224.8181

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800.383.8000

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