Checking
We keep it simple with only three checking accounts. These three accounts take care of your needs as you go through life's stages.
Simply Free Checking
One account that keeps things simple.
- $100 to open
- No minimum balance to maintain
- Free photo Debit/ATM card
- No CSB fee for ATM transactions
- Free online banking and unlimited Billpay*
- Images available for a $3 monthly fee
*A monthly Inactivity Fee will be assessed after 90 days of non-use.
Community Choice Plus
Be rewarded for your entire CSB banking relationship. Receive special deals on a variety of banking services.
- $10,000 minimum combined balance in a deposit and/or loan account(s) or $5,000 minimum combined balance in deposit accounts**
- Tiered interest paid at $500
- Free corporate wallet checks or $5 discount on other styles
- .15% rate bonus on standard CDs/IRAs of $2,500 or more
- .25% reduction on closed-end consumer loan rates
- $10 discount on any size safe deposit box
- $100 mortgage origination discount
- Free online banking and unlimited Billpay*
- Free photo Debit/ATM card
- No CSB fee for ATM transactions
- Free travelers checks, cashiers checks and money orders
- $15 maintenance fee if above balance requirements are not met
*A monthly Inactivity Fee will be assessed after 90 days of non-use.
**Combination of checking, savings, Money Market savings, CDs, IRAs, personal loans and lines of credit OR combination of checking, savings, Money Market savings, CDs, and IRAs
CSB Select 50 Plus
An account designed for customers age 50 and older with special offers for this stage of your life.
- $1,500 checking balance or $15,000 combined balance in a checking and other deposit accounts***
- Tiered interest paid at $500
- Free Select 50 Plus wallet checks or $5 discount on other styles
- .25% rate bonus on standard CDs/IRAs of $5,000 or more
- Discounts at participating local merchants with use of your free Select 50 Plus photo Debit/ATM card
- $10 discount on any size safe deposit box
- $100 mortgage origination discount
- No CSB fee for ATM transactions
- Free online banking and unlimited Billpay*
- Lifestyle learning events
- Travel opportunities
- No fee gift cards
- Free travelers checks, cashiers checks and money orders
- Medical expense waiver on CDs
- Free photocopy and fax service
- Home and Auto insurance benefits
- Retirement income and estate planning
- $10 maintenance fee if above balance requirements are not met
*A monthly Inactivity Fee will be assessed after 90 days of non-use.
***Combination balance of checking, savings, Money Market savings, CDs, and IRAs
Des Moines
IA
59°
Change City